Reasons to Fix Your Student Loans. See some of the more popular reasons for consolidation and whether they can help you. Learn MoreStudent Loan Consolidation Options. There is more than one loan consolidation type available. Which consolidation option is right for you? Learn More

Fix My Student Loans

When the time comes to graduate from college and move forward in an exciting new career the looming specter of student loan debts that need to be paid back often hits the graduate by surprise. With some trepidation, payments begin going out to the various lenders that helped finance the education but in a short matter of months, many graduates from college find themselves stuck in a hopelessly broken situation of late payments, late fees, and struggles to pay off their student loan either in whole or in part.

Fixing the Problem with Student Loan Consolidation

One common way of fixing student loan debt problems is through debt consolidation, but this can be a time consuming and confusing process if you don't know what you're doing and sometimes, attempting consolidation without being aware of certain facts and options can end up making the financial problem worse than ever. First there is the seemingly endless search for companies that specialize in and can handle your student loan consolidation needs, and once you've found them, how do you know if they are reputable and not one of the m any scam businesses out there? What should you look for when comparing consolidation companies and what responsibilities should you look forward to once a company has consolidated your student loans? to the Rescue

The ease and convenience of Fix My Student Loans is the no-cost, zero-obligation service that will put you in contact with several reputable consolidation companies whose services you can compare side-by-side before making a decision as to which company is right for you. You can also use this site as a reference, learning those things you should know about student loan debt, how it is consolidation and what you can expect from, and throughout, the process.

What to Expect With Consolidation

  • Once you have filled out the simple, no-obligation form with basic information, you will be put in contact with consolidation firms that can meet your needs. This step in the process is free of charge to you.
  • Choose and contact the lenders that interest you. You can speak to each of them through the contact information provided and ask your questions and receive further details about the way their process works and what the terms and conditions will be for you. Once you have learned what you can through the preliminary search, you choose your company.
  • Fill out a consolidation application with the company of your choice. This does not usually take long at all. The consolidation company will take your debt, income and credit rating into consideration along with any other factors you wish to include on your option and if everything checks out, you should have your approval within a few days.
  • Accept the contract terms. Once your credit and circumstances have been approved and accepted by a consolidation company, you will be presented with the terms of agreement or a contract detailing exactly how the consolidation will work. Be sure to read and understand this carefully, even securing the services of a lawyer if necessary to make sure terms will meet your expectations.
  • See your student loans repaid and enjoy the new convenience of a single monthly payment. The consolidation company will arrange to send final payments to all of your student loan companies and then you will owe them a single, monthly payment in its stead.

There is no risk or obligation to you in filling out the simple form and receiving quotes and information from local and national lenders that will help you fix your student loans into a single, more manageable monthly payment. Get started today and sleep easier tonight! If you are not sure about fixing your student loans, we have provided reasons for you to get started fixing your student loans..

Do you have at least $15,000 in student loan debt?
We'll discuss some of the most common student loan consolidation options here. Find options for donating your time and education in order to receive the benefit of having your student loans paid for you. Learn More