



The 4 Borrower Traps keeping you stuck and the exact move to escape each one
How to pull your true federal loan data (the version your servicer won’t explain)
How to identify your status: deferment, forbearance, default, or repayment
How to choose your smartest path: forgiveness, payoff, or rebuilding
A simple 30-day roadmap to regain control without overwhelm
Clear action steps designed to give you confidence not confusion

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